JOYN Banking-Finance

• Over thirty years total experience and major financial cases successfully defended
  

• Banking and financial law: Even more specialised lawyers
  

• The integrated management of "financial-penal" cases
  

Accumulated and confirmed experience

Whilst JOYN maybe a recently formed association, its Banking and Finance department has solid experience in the field. JOYN B-F is made up of five lawyers, all recognised in their sector, notably through their academic and scientific activities.

Christophe Steyaert and his associates, Catherine Delhez and Magali Martin, have over 30 years of accumulated experience acquired in the Banking and Finance department of leading law firms. Pierre Monville is one of the most well know lawyers in Belgium concerning criminal law. He has defended major financial cases before national jurisdictions.

Technical performance

In order to provide even more efficient service, the JOYN Banking-Finance lawyers specialised themselves in the different branches of banking and financial law.

The department is thus organised to possess a database created to promote exchanges of views on the changes of the capital markets. It is capable of responding to client requirements with diligence and to accompany them in the implementation of new financial products.

Integrated "financial-penal"

Faced with the growing penalisation of financial law (anti-laundering rules, rules concerning insider trading, the commercialisation of financial products, etc.) JOYN Banking-Finance is unique in possessing skills both in the banking and financial field as well as the penal field, which makes it one of the best associations capable of managing, in an integrated manner, "financial-penal" cases.

Clients: financial institutions as well as leading companies, Belgian and/or European, national or international.
Network: JOYN Banking-Finance has built up an international network of lawyers specialised in the banking and financial field who share the same quality requirements and the same consideration for teamwork.

Fields of expertise:

• Banking contracts : credit operations, methods of payment, general credit conditions, general conditions for the opening of accounts,

• Banking and financial litigation : liability of financial intermediaries, arbitration and mediation,

• Financial guarantees: pledges, transfer of debts, mortgages, factoring,

• Financing of international trade : first request guarantees, documentary credit,

• Project financing : financing of company acquisitions (LBO, LBI), industrial project financing , syndicated loans,

• Market operations : issuing of securities, stock market floatations, takeover bids, derivatives, MIFID,

• Commercialisation of financial products,

• Investment funds: constitution of regulated investment funds

• Leasing,

• European financial regulations : monitoring European legislation, free movement of capital, freedom of the provision of services, freedom of establishment, competition,

• Compliance

• financial - penal :
• E-banking: money laundering, market abuse, fraudulent use of corporate property, remote financial services, electronic payments,